Posts Tagged ‘fha’

This video is from the show Open House on CNN. Homeowners in trouble facing short sale or foreclosure should be careful when answering to unsolicited mail, phone calls or emails. A HUD representative and a legal services representatives explain what homeowners should watch out for and what to do.

More info at:

sccrealestateuncensored.com/2007/foreclosure-scam/

micasamidinero.com/2007/foreclosure-fraude/

Duration : 0:4:9

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Duration : 0:0:36

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http://www.lendinguniverse.com foreclosure bailout lenders are funding residential commercial loans. Go to http://www.lendinguniverse.com/BorrowersHardMoneyLoans.asp to contact foreclosure bailout lenders, private investors, hard money brokers and credit union who can potentially arrange your loan fast. In addition to being directly connected to the lenders the website provides tools to optimize your request for hard money loan and tools to compare and keep track of multiple offers, Lenders compete- You decide.
Service provided in Los Angeles includes:
Lenders competing
Loan modification
Commercial mortgage lenders
Conduit loans
Commercial lenders in Los Angeles
Commercial loans
Commercial mortgage lenders
Mezzanine loan
Private mortgage leads
Commercial property loans
Hard money commercial loan
Private mortgage leads
Commercial lenders
Mortgage leads
Commercial mortgage
Commercial mortgage broker
Commercial mortgage lender
What is hard money?
Appraisers
Notary publics
Real estate agent
Commercial financing
Construction lenders
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International loans
Construction lenders
Commercial mortgage loan
Commercial mortgage lending
Commercial hard money
Hard money commercial lenders
Commercial mortgage brokers
Business property loans
Conduit loan
Bridge loan
Land purchase loans
Commercial loans rates
Commercial real estate loan
Private investors
Private mortgage investors
Buy mortgage leads
Private mortgage lenders
Commercial real estate mortgage
Small commercial mortgage
Conduit loans
Loans deals
Debt service coverage
Hard money mortgage lenders
List of mortgage companies
Construction loans rates
Mortgage lender
Private investor real estate loan
Find a mortgage broker
Mortgage leads for less
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Amortized loans
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Real estate lenders
Loan servicing software
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Debt service coverage ratio
Buy real estate leads
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Loans for land purchase
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Duration : 0:0:35

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http://www.dodeals.com/preforeclosurelistings In order to invest profitably in the pre-foreclosure market, its necessary to understand all aspects of the foreclosure process. pre foreclosure listings
Music by Kevin MacLeod

Duration : 0:7:43

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Inner San Antonio, TX Home Foreclosures and Short Sale Real EstateHow to buy Foreclosures and shortsales, Go to my blog at satxcasas.com and read about foreclosures and Tax Sales, very useful Information.

Duration : 0:3:48

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This video is from the show Open House on CNN. Homeowners in trouble facing short sale or foreclosure should be careful when answering to unsolicited mail, phone calls or emails. A HUD representative and a legal services representatives explain what homeowners should watch out for and what to do.

More info at:

sccrealestateuncensored.com/2007/foreclosure-scam/

micasamidinero.com/2007/foreclosure-fraude/

Duration : 0:4:51

Read the rest of this entry »

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I know that alot of buyers were scrambling to get into there deal about now so they could close by the deadline of Dec. 1st. This was helping the local housing market tremendously. I’m glad to see this as it will give more incentive to try and stimulate our local home values a bit more. And it looks like not just first time home buyers are affected. Now move up buyers can get a boost too.

Here are the details from the Wall Street Journal.

Mill Creek Foreclosure

By WSJ Staff

NIck Timiraos and James R. Hagerty report:

The Obama administration blessed the proposed extension of the $8,000 tax credit for first-time home buyers on Thursday as the Senate neared a compromise that would extend the credit to more potential buyers.

Here’s a primer on who might be able to get the expanded credit, and what it might do for the housing market:

Who gets the credit, and how much can they claim? First-time home buyers are eligible for up to $8,000 on the tax credit, which is the same as the current credit. The Senate version of the bill creates a new credit of up to $6,500 for homeowners who have lived in their homes for five years. That provision would start on Dec. 1.

How long will it last? The tax credits would expire on April 30, 2010, but home buyers under contract by April 30 would be able to qualify as long as they complete the sale within 60 days. Keep in mind, this would be the third iteration of a home buyer tax credit that has been in place since mid-2008. Sen. Johnny Isakson, the Georgia Republican who has been a staunch advocate of the credit, promised that this would be the “last extension” of the credit, according to Dow Jones Newswires’ Corey Boles. “Tax credits like this only work by creating the sense of urgency to take advantage of it,” Sen. Isakson said.

Will the tax credit do anything for the high-end of the market? Probably not. The tax credit phases out for home buyers with incomes above $125,000 for single filers and $225,000 for married couples. Also, homes that cost more than $800,000 aren’t eligible for the credit. Overall, the tax credit is likely to generate only a modest further increase in home sales, says Tom Lawler, an independent economist in Leesburg, Va. For many well-paid people, he says, it won’t make a big difference: “A household earning around $150,000 is likely to buy a home of $500,000 plus, so a $6,500 credit won’t be much of a factor in pushing such households off the fence.”

What other limits does the credit have? Toddlers are out of luck. Last week’s congressional hearings spotlighted concerns about misuse of the credit, including some 500 tax filers under age 18 who had claimed the credit.

So will the expanded tax credit help sales? That’s a point of debate among housing analysts and economists. Alec Phillips, economist at Goldman Sachs, notes that expanding the credit to people who already own homes doesn’t necessarily make a big dent in the supply of housing on the market. “If these ‘step-up’ buyers already own a home and sell it to finance the new one, that hasn’t reduced the amount of inventory for sale,” he says.

But Mark Zandi, chief economist at Moody’s Economy.com, thinks the extension is a big deal. Based on a preliminary analysis, he said it should mean at least 500,000 in additional sales, atop the 400,000 he estimates already have been generated by the tax credits (twice the Goldman estimate). “The tax credit is not a very efficient tax cut, but not extending it would do significant damage to the still fragile housing market,” Mr. Zandi said.

Readers, what do you think? Is this going to help the market, or is it simply reinflating a bubble?

Give me some feedback K guys.
Jim

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