( Certified Short Sale Agent, Get Rid of ALL Your Mortgage in less than 30 days for more info go to http://www.iNeedHelpSellingMyHome.com tell a friend or family member .HELP THEM AVOID FORECLOSURE)

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Upside down on your mortgage? You have company, estimates are that between 50 to 75% of our community is upside down. This is a serious situation that is only getting worse.

Don’t giving up! Don’t move out, Don’t just ignore the situation, we can get through this. As bad as it may seem today, someday this will all be behind us! You and your family will Prevail.

my name is Jeff Cameron with Keller Williams here in Scottsdale, helping home owners across the valley. Unfortunately, I have been there. I have had a personal short sale, foreclosure and that led to bankruptcy. I know what you are feeling.

As dramatic as these experiences were on me and my family, I believe they happened for a reason. For me to grow from what happened, so I can help others through it.

This experience, along with a strong support team and my 15 years in real estate is why I am qualified to assist you on your journey!

Most people I talk to just don’t know what to do, they call their bank and can’t get a real answer. That is why I have put together this series of videos, to help you with the important information you need.

So where to begin? This video focuses on the steps You should take in determining what is best for YOU and YOUR family.

Step 1
1. Can I save my home? This should be the first priority. There are several options such as: Reinstatement, Forbearance, loan modification, Refinance and Short Refinance. It is very important you follow through with this step first and decide what is best for You and Your family. Answer the question “is it possible to save my home.” Our video Before Foreclosure or Short Sale – Step 1 on Save My Home will walk you through this step in greater detail.
Most people watching this can’t save their home. This is why we have focused more information on the next steps.

Step 2
2. If I can’t save my home, am I protected? I mean protected from the bank and the IRS. We work with attorneys that will review your situation. They will help you get answers to these legal questions. Is your mortgage a purchase money mortgage? Can the bank come after you for recourse or do you have a Non Recourse loan?
What about the IRS? Talk with a CPA. One that is familiar with this subject.
Do you qualify for The Mortgage Forgiveness Debt Relief Act of 2007.
The answers to these questions will help you decide the next step. Is it better to do FC or BK? What about the new HAFA program, Home Affordable Foreclosure Alternative, do you qualify? Can this remove the recourse of the bank? These are all important questions you need answers to. We can help you. Our video on Am I protected will go into more detail on these subjects.
Remember- even if you are exposed, FC and BK may not be your best answer.

Step 3
3. If you can’t save your home and you are not doing a Foreclosure or Bankruptcy the next logical step is to save your credit? For many people, Short Sale is the fastest and easiest way to start over. First, many people stay in their home, make no payments, and begin to get caught up. Through short sale we help sell your home, save your credit and get YOU on path to start over. We work to get your home sold quickly and then have the legal arm take over to negotiate with the bank. We use a law firm to negotiate our Short Sales. They deal with hundreds of banks and know the back doors into the bank and how to get things done. I always ask this question, how could I negotiate with a bank, constantly call and be there when we contact is made when being a Realtor is a full time job.

Step 4
4. Time to clean up your credit? Start Over. This at first can be very difficult with poor credit. Now is the time to live within a Budget you can afford. Pay everything On-Time.
Hire a legitimate Credit Cleaning company. We work with a company that has been very successful for some in removing all those negative marks on your credit. Be proactive, don’t just wait until you need your credit. Give it your all and do what you can to get it scrubbed today! Check our site for video interviews with our credit scrubbers!

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The best homes are selling off prior to foreclosure as preforeclosure Short Sales. It costs a mortgage lender $58,000 on average to go through a foreclosure proceeding on a home, and it is in their best interests to accept a short pay off amound to avoid foreclosure.

Our agents are some of the most experienced short sale expert Realtors in the Country. We work Florida Short Sales, Las Vegas Nevada Short Sale Experts, Miami short sales and Orlando Pre foreclosure help. Anywhere in the country we have agents close to home. All major cities, Atlanta Georgia short sales, Dallas, Phoenix AZ Short Sale help, Free of charge to short sale home buyers.

Want to learn how to buy a short sale home, property or Real Estate? Give us a call! (877)737-4903!

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All traditional sellers closing costs are typically paid by your lender in a short sale of your home, properties, condominium or Real Estate. A short sale is the most effective, and best way on your credit to avoid or stop a home mortgage foreclosure. The services of a short sale specialist are FREE for you. You should Never, ever pay for short sale services. Our agents are some of the most experienced short sale expert Realtors in the Country.

Need help to sell a property as a short sale? Give us a call! (877)737-4903! or visit http://www.short-sale-specialists.com for a free, confidention consultation with one of our short sale experts to discuss your circumstances, our short sale help services, as sell as the short sale process. .
We work Florida Short Sales, Miami short sales and Orlando Pre foreclosure help. Anywhere in the country we have agents close to home. All major cities, Dallas, New York, Phoenix Arizona Short Sale help, Las Vegas pre foreclosure service, California, Atlanta short sale specialist help, all free of charge to short sale home sellers.

There is no better way to avoid or stop home foreclosure than a short sale!
Consult the Short Sale Specialist Network, of First Coast Realty Associates
(877)737-4903

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